{"id":3220,"date":"2022-10-31T00:00:29","date_gmt":"2022-10-30T21:00:29","guid":{"rendered":"https:\/\/sfpturkiye.com\/blog\/?p=3220"},"modified":"2023-03-10T11:37:10","modified_gmt":"2023-03-10T08:37:10","slug":"31-ekim-dunya-tasarruf-gunu-2022","status":"publish","type":"post","link":"https:\/\/sfpturkiye.com\/blog\/31-ekim-dunya-tasarruf-gunu-2022\/","title":{"rendered":"31 Ekim \u2013 D\u00fcnya Tasarruf G\u00fcn\u00fc"},"content":{"rendered":"

D\u00fcnya Tasarruf G\u00fcn\u00fc, insanlar\u0131 birikimlerini yast\u0131k alt\u0131ndan \u00e7\u0131kart\u0131p bir bankada de\u011ferlendirme fikriyle tan\u0131\u015ft\u0131rmak amac\u0131yla ortaya \u00e7\u0131kt\u0131.<\/strong><\/p>\n

\u0130nsan\u0131 zenginli\u011fe g\u00f6t\u00fcrecek yolculuk, kumbaraya at\u0131lan ilk bozuk para ile ba\u015flar. Muhtemelen daha \u00f6nce hi\u00e7 duymam\u0131\u015f olsan\u0131z da 31 Ekim,\u00a0D\u00fcnya Tasarruf G\u00fcn\u00fc<\/strong>\u00a0olarak kutlanmaktad\u0131r. Tasarruf etmenin insanlar ve \u00fclke ekonomileri i\u00e7in ne kadar \u00f6nemli oldu\u011funu vurgulamak amac\u0131yla 1924 y\u0131l\u0131nda World Savings Banks Institute (WSBI-D\u00fcnya Tasarruf Bankalar\u0131 Enstit\u00fcs\u00fc) adl\u0131 bir enstit\u00fc kurulmu\u015ftur. O tarihten bu yana da D\u00fcnya Tasarruf G\u00fcn\u00fc\u2019n\u00fcn kutlanmas\u0131 bir gelenek halini alm\u0131\u015ft\u0131r.<\/p>\n

1924 y\u0131l\u0131nda ilk D\u00fcnya Tasarruf G\u00fcn\u00fc\u2019n\u00fc d\u00fczenleyen insanlar\u0131n kafas\u0131nda tasarruf kavram\u0131 net bir tan\u0131ma sahipti: Tasarruf, hem \u00fclkenin hem de o \u00fclke insanlar\u0131n\u0131n ula\u015ft\u0131\u011f\u0131 olgunlu\u011fun bir g\u00f6stergesiydi. O y\u0131l Milano\u2019da ger\u00e7ekle\u015ftirilen ilk Uluslararas\u0131 Tasarruf Kongresi\u2019nin sonunda 31 Ekim g\u00fcn\u00fc \u201cD\u00fcnya Tasarruf G\u00fcn\u00fc\u201d ad\u0131yla, d\u00fcnyan\u0131n her yerinde, tasarrufun te\u015fvik edilmesine adanm\u0131\u015f bir g\u00fcn olarak kabul edildi. Tasarrufun te\u015fvik edilmesi konusunda mevduat bankalar\u0131; okullar, k\u00fclt\u00fcr-spor kurulu\u015flar\u0131, sivil toplum \u00f6rg\u00fctleri ve din adamlar\u0131n\u0131n da deste\u011fini alarak \u00e7al\u0131\u015fmalar\u0131n\u0131 y\u00fcr\u00fctt\u00fcler.<\/p>\n

O zamanlarda tasarruf konusunda sergilenen \u00f6rneklerden baz\u0131lar\u0131nda, para biriktirmenin daha y\u00fcksek ya\u015fam standartlar\u0131na ula\u015fmak ve \u00fclke ekonomisini g\u00fcvence alt\u0131na almak i\u00e7in bir ara\u00e7 oldu\u011fu fikri \u00f6n plana \u00e7\u0131k\u0131yordu. Almanya gibi di\u011fer baz\u0131 \u00fclkelerde ise, insanlar\u0131n tasarrufa olan inanc\u0131n\u0131n yeniden tesis edilmesi gerekiyordu. Zira bu insanlar 1923 y\u0131l\u0131nda Almanya\u2019n\u0131n ger\u00e7ekle\u015ftirdi\u011fi parasal reform sonras\u0131nda neredeyse her \u015feylerini kaybettiklerinden, tasarruf d\u00fc\u015f\u00fcncesi ak\u0131llar\u0131ndan bile ge\u00e7miyordu.<\/p>\n

D\u00fcnya Tasarruf G\u00fcn\u00fc kutlamalar\u0131 i\u00e7in \u00e7ok \u00e7e\u015fitli ara\u00e7lar kullan\u0131lm\u0131\u015ft\u0131r: posterler, konferanslar, bro\u015f\u00fcrler, el ilanlar\u0131, makaleler, koro \u015fark\u0131lar\u0131, reklamlar, e\u011fitici ve tan\u0131t\u0131c\u0131 filmler. 1928 y\u0131l\u0131nda Gino Valori ve Giuseppe Pietri taraf\u0131ndan bir Tasarruf Mar\u015f\u0131 bile bestelenmi\u015ftir. Okullarda tasarrufun te\u015fvik edilmesine \u00f6zel \u00f6nem verilmi\u015f ve bu ama\u00e7la tasarruf kampanyalar\u0131 d\u00fczenlenmi\u015ftir. Tasarruf haftas\u0131 boyunca \u00e7ocuklara tasarruf etmenin erdemlerini \u00f6\u011fretmeye y\u00f6nelik \u00f6zel kurslar d\u00fczenlenmi\u015ftir. Okullarda kumbaralar ve banka hesap c\u00fczdanlar\u0131 da\u011f\u0131t\u0131lm\u0131\u015ft\u0131r. Sonu\u00e7 olarak, D\u00fcnya Tasarruf G\u00fcn\u00fc\u2019n\u00fcn okullarda tasarrufu te\u015fvik etme konusunda \u00f6nemli bir etkisi olmu\u015ftur.<\/p>\n

WSBI\u2019\u0131n a\u00e7\u0131klamas\u0131nda tasarruf, \u201culusun ve sonu\u00e7ta t\u00fcm insanl\u0131\u011f\u0131n medeni geli\u015fimi i\u00e7in her bir bireyin edinmesi gereken bir erdem ve al\u0131\u015fkanl\u0131k\u201d olarak tan\u0131mlanm\u0131\u015ft\u0131r. \u00a0Okullar, gelece\u011fin t\u00fcketicilerinin bilin\u00e7lendirilmesi konusunda en g\u00fcvenilir alanlardan biridir. Tasarruf e\u011fitimi paray\u0131 ak\u0131ll\u0131ca harcamak ve gelece\u011fe y\u00f6nelik belirsizlik ve olumsuzluklara kar\u015f\u0131 haz\u0131rl\u0131kl\u0131 olmaktan ibaret de\u011fildir; tasarruf e\u011fitimi ayn\u0131 zamanda \u201cparan\u0131n tasarruf edilmesinin \u00f6n\u00fcndeki t\u00fcm engel ve k\u00f6t\u00fc al\u0131\u015fkanl\u0131klara kar\u015f\u0131 \u00e7\u0131kman\u0131n ve bunlarla m\u00fccadelenin\u201d de anlat\u0131lmas\u0131d\u0131r.<\/p>\n

\u0130kinci D\u00fcnya Sava\u015f\u0131\u2019ndan sonra kutlanmas\u0131na devam edilen D\u00fcnya Tasarruf G\u00fcn\u00fc en pop\u00fcler d\u00f6nemini 1955-1970 y\u0131llar\u0131 aras\u0131nda ya\u015fam\u0131\u015ft\u0131r. \u00d6yle ki bu g\u00fcnde yap\u0131lan kutlamalar baz\u0131 \u00fclkelerde gelenek haline gelmi\u015ftir.<\/p>\n

G\u00fcn\u00fcm\u00fczde, neredeyse banka hesab\u0131 olmayan kimsenin kalmad\u0131\u011f\u0131 geli\u015fmi\u015f \u00fclkelerde tasarruf e\u011fitiminin i\u015fe yaram\u0131\u015f oldu\u011funu s\u00f6yleyebiliriz. Art\u0131k hedef, tasarruf hesab\u0131 oran\u0131n\u0131n baz\u0131 durumlarda n\u00fcfusun y\u00fczde 10\u2019unu bile bulmad\u0131\u011f\u0131 geli\u015fmekte olan \u00fclkeler olmal\u0131d\u0131r. Mevduat bankalar\u0131, y\u00fcr\u00fct\u00fclecek \u00e7e\u015fitli kampanyalar ve te\u015fviklerle tasarrufun artt\u0131r\u0131lmas\u0131nda \u00f6nemli rol oynayacaklard\u0131r.<\/p>\n

Tasarruf neden \u00f6nemlidir?<\/strong><\/p>\n

Ba\u015flang\u0131\u00e7ta \u00e7ok basit gibi g\u00f6r\u00fcnse de, bir tasarruf hesab\u0131na k\u00fc\u00e7\u00fck miktarlarda para yat\u0131rarak para biriktirmenin iktisadi kalk\u0131nma ve ki\u015fisel refah \u00fczerinde \u00e7ok b\u00fcy\u00fck etkisi vard\u0131r. Tasarruf, bireyleri hastal\u0131k, i\u015fsizlik ve buna benzer ekonomik zorluk d\u00f6nemlerine kar\u015f\u0131 haz\u0131rl\u0131kl\u0131 tutar. Ekonominin b\u00fct\u00fcn\u00fc i\u00e7in ise bankalar\u0131n kredi vermelerini kolayla\u015ft\u0131ran bir unsurdur.<\/p>\n

Finansal krizi de hesaba katt\u0131\u011f\u0131m\u0131zda tasarruf, bug\u00fcn\u00fcn ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131larken gelecek nesillerin de sosyal ve ekonomik durumlar\u0131n\u0131n g\u00fcvence alt\u0131na al\u0131nmas\u0131n\u0131 sa\u011flayan s\u00fcrd\u00fcr\u00fclebilir bir \u00e7\u00f6z\u00fcm sunar.<\/p>\n

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02122705732 – 02122705737<\/p>\n

#d\u00fcnyatasarrufg\u00fcn\u00fc #tasarruf #worldsavingbankinstitute #worldbank #mb #centralbank #Kreasis #SFPT\u00fcrkiye #sfp #mod\u00fcl<\/p>\n","protected":false},"excerpt":{"rendered":"

D\u00fcnya Tasarruf G\u00fcn\u00fc, insanlar\u0131 birikimlerini yast\u0131k alt\u0131ndan \u00e7\u0131kart\u0131p bir bankada de\u011ferlendirme fikriyle tan\u0131\u015ft\u0131rmak amac\u0131yla ortaya \u00e7\u0131kt\u0131. \u0130nsan\u0131 zenginli\u011fe g\u00f6t\u00fcrecek yolculuk, kumbaraya at\u0131lan…<\/p>\n","protected":false},"author":2,"featured_media":3221,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[693,694,498,304,695],"yoast_head":"\n31 Ekim \u2013 D\u00fcnya Tasarruf G\u00fcn\u00fc - SFPT\u00fcrkiye<\/title>\n<meta name=\"description\" content=\"D\u00fcnya Tasarruf G\u00fcn\u00fc, insanlar\u0131 birikimlerini yast\u0131k alt\u0131ndan \u00e7\u0131kart\u0131p bir bankada de\u011ferlendirme fikriyle tan\u0131\u015ft\u0131rmak amac\u0131yla ortaya \u00e7\u0131kt\u0131.\u00a0\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sfpturkiye.com\/blog\/31-ekim-dunya-tasarruf-gunu-2022\/\" \/>\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"31 Ekim \u2013 D\u00fcnya Tasarruf G\u00fcn\u00fc - 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